We re-ran the numbers on the four major NZ networks. If you're on a two-year contract and you use under 20GB, a prepaid-first switch beats almost every bundled offer. The full breakdown, with the catch on each, is below.
| Provider | Plan | Monthly | Save / yr |
|---|---|---|---|
| Kogan Mobile | 30GB · No lock-in | $26 | $432 |
| 2degrees | 20GB · Pay Monthly | $40 | $264 |
| One NZ | 25GB + rollover | $45 | $204 |
| Skinny | 15GB · Prepaid | $25 | $444 |
Savings assume a current $62/mo bundled plan. Annual figures exclude one-off setup fees. Prices incl. GST.
Mercury, Contact, Electric Kiwi
from $0.204/kWh
BroadbandFibre, 5G wireless, rural
from $45 / mo
KiwiSaverFees, funds, first-home withdrawal
fees from $7 / mo
MortgagesASB, Kiwibank, Westpac fixes
from 5.29% fixed
BankingSavers, everyday fees, cards
up to 4.50% p.a.
InsuranceHouse, car, contents, life
from $18 / mo
GroceriesLow-price lists, brand swaps
save ~$140 / mo
TravelFares, Airpoints, off-peak
up to $600 off
$4,120
per year, a typical Auckland household
Switching power, mobile and banking together is where the real number lives. Power $1,040, mobile $396, interest & fees $2,684.
Figures are illustrative, based on average NZ household spend and current public tariffs. Your bill depends on usage and region.
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